Sukmati Devi has four children, One Son is day labour and three daughters are students. Her Husband is a day labor. She lives at Doiwala village of Dehradun District of Uttarakhand. Before Loan taken she had a mall fast food stall without any shade. Now she has a small hotel at Doiwala market. Now her Husband also helps her business. Before loan taken her monthly income was of Rs 6000/- and now her monthly income is Rs 10000/-