General Criteria:

  • Only women borrowers are eligible
  • The member must be a member of a JLG
  • The loan will be used for any Income Generating Activity only
  • Household Annual income of the borrower should not exceed Rs. 1,00,000/- in rural area and it should not exceed Rs. 1,60,000/- in non-rural area
  • Disbursement of the loan amount maximum limit Rs. 1,00,000/-
  • Loan should not exceed Rs. 60,000/- in the first cycle
  • Total indebtedness of the borrower should not exceed Rs. 1,00,000/-
  • Other terms and conditions will be applicable as per RBI regulations

Product Features:

Name of Product Briddhi Loan Sri Briddhi Loan
Clientele (group, individual) JLG group JLG group
Purpose Income generating activities Income generating activities
Age limit 18-55 years 18-55 years
Loan Size Rs. 5,000/- to Rs. 30,000/- Rs. 32000/- to Rs. 1,00,000/- (instead of Rs. 50,000/-)
Loan tenure 12 months 24 months