Many of the successful have started with nothing and, through hard work, talent, grit, and a bit of luck, managed to rise to the top. Dipti Adak of Panchanantala is one such woman who had a hard life to lead. She, her husband and their two daughters were struggling in impoverished conditions. Her husband was in the business of making goods like hammers, saws, door handles, window latches, gas lamps, etc. from iron, but it was not running well. Work was not easy to come by. All she could manage was a job as a daily wager. During this time, she met a VFS representative and on his advice she joined a Joint Liability Group in her village and took a loan of Rs. 3000 from the VFS, Balitikuri branch with the intention of helping her husband in his business. But she had a strong desire to do something on her own. With that strong intact, she started a business of making different goods of sequins. As of date, herr outstanding loan amount with VFS is Rs. 50000, with a savings of Rs. 400,000 from the two businesses. She has arranged her elder daughter’s marriage in a good family. Dipti Devi, her husband and their youngest daughter are all involved in running the business successfully. She also employs around fifteen workers to help fulfill orders. Dipti Adak is now a happy working woman. She is handling her business as well as household chores with equal efficiency. For all these things, she is grateful to VFS.

In her words, “VFS has changed our lives.”