Sumitra Devi of Purnea, Bihar, is a homemaker. Her husband has a small business of making rice and wheat by processing paddy. She wanted to support her husband to meet the family expenses. But she was not able to collect funds which she required to start a business. At that time, one VFS representative came to her house with the promise of supporting her by providing small loans. She joined a JLG in her village and took a loan from VFS. With this loan amount, she started a business of cut-pieces and tailoring. With the income she generated from her tailoring business, she has repaid her 1st loan and then a 2nd cycle loan. Now, her outstanding loan amount is Rs. 30000/- . She has engaged 4 workers for her business and has built a two-storeyed house. Her children are getting proper education. She is planning to take more loans from VFS as she wants to make her business grow.